Flexible Financing Options to Fit Your Budget
Buy Now. Pay Later. Your Way.
Get what you need now and pay over time with flexible financing options from trusted partners like Shop Pay, PayPal, Affirm, Synchrony, and Progressive Leasing. Enjoy fast approvals, simple applications, and clear, affordable terms
Provider | Credit Check | Interest-Free Options | Long-Term Financing | Lease-to-Own | Easy Application |
---|---|---|---|---|---|
Shop Pay Installments | Soft Check | ✓ (Pay in 4) | ✓ (Monthly) | X | ✓ |
PayPal Pay Later | Soft Check | ✓ (Pay in 4) | ✓ (Pay Monthly) | X | ✓ |
Affirm | Soft Check | ✓ (up to 12 months) | ✓ | X | ✓ |
Synchrony | Yes | ✓ (Pay in 4) | ✓ | X | ✓ |
Progressive Leasing | No | X | ✓ (Lease terms) | ✓ | ✓ |
Shop Pay Installments
Pay in 4 or Monthly with Shop Pay
With Shop Pay Installments, you can split your purchase into 4 interest-free biweekly payments or monthly payments with interest on larger orders. The process is quick, and it happens directly at checkout.
Benefits:
- Pay in 4 with 0% interest
- Monthly payments available for larger purchases
- No hidden fees or impact to credit score to check eligibility
PayPal Pay Later
Flexible Payments with PayPal Pay Later
Choose Pay in 4 or Pay Monthly options with your PayPal account. Quick approval, no late fees, and integrated seamlessly into your checkout.
Benefits:
- Pay in 4: Interest-free payments every 2 weeks
- Pay Monthly: Longer terms with clear interest rates
- Use your existing PayPal account
- Instant approval decision

Affirm
Simple Monthly Payments with Affirm
Choose Affirm at checkout to split your purchase into monthly payments with no hidden fees and clear interest terms. What you see is what you pay.
Benefits:
- Choose from 3, 6, 12, 24 or 36-month terms
- No hidden fees or late fees
- Prequalification with no credit impact
Synchrony Pay Later
Split Big Purchases into Manageable Payments with Synchrony Pay Later
Synchrony Pay Later lets you break your purchase into predictable monthly payments with no hidden fees. Prequalify in seconds without affecting your credit score and choose a plan that works for your budget—right at checkout.
Benefits:
- Quick prequalification with no impact on credit score
- Fixed monthly payments over flexible terms
- No hidden fees or surprises
- Easy checkout integration—no separate application needed

Progressive Leasing
No Credit Needed. Take It Home Today with Progressive Leasing
Progressive Leasing offers a flexible lease-to-own option that lets you get what you need now and pay over time. With no credit required, approvals are fast, and payments are made in easy installments. You’ll own it after completing the lease—on your schedule.
Benefits:
- No credit needed to apply
- Instant decision in seconds
- Low initial payment to get started
- Flexible payment schedules—weekly, bi-weekly, or monthly
- Early purchase option to save on total cost