Flexible Financing Options to Fit Your Budget
Buy Now. Pay Later. Your Way.
Get what you need now and pay over time with flexible financing options from trusted partners like Shop Pay, PayPal, Affirm, Afterpay, Synchrony, and Progressive Leasing. Enjoy fast approvals, simple applications, and clear, affordable terms
| Provider | Credit Check | Interest-Free Options | Long-Term Financing | Lease-to-Own | Easy Application |
|---|---|---|---|---|---|
| Shop Pay Installments | Soft Check | ✓ (Pay in 4) | ✓ (Monthly) | X | ✓ |
| PayPal Pay Later | Soft Check | ✓ (Pay in 4) | ✓ (Pay Monthly) | X | ✓ |
| Affirm | Soft Check | ✓ (up to 12 months) | ✓ | X | ✓ |
| Afterpay | Soft Check | ✓ (Pay in 4) | X | X | ✓ |
Shop Pay Installments
Pay in 4 or Monthly with Shop Pay
With Shop Pay Installments, you can split your purchase into 4 interest-free biweekly payments or monthly payments with interest on larger orders. The process is quick, and it happens directly at checkout.
Benefits:
- Pay in 4 with 0% interest
- Monthly payments available for larger purchases
- No hidden fees or impact to credit score to check eligibility
PayPal Pay Later
Flexible Payments with PayPal Pay Later
Choose Pay in 4 or Pay Monthly options with your PayPal account. Quick approval, no late fees, and integrated seamlessly into your checkout.
Benefits:
- Pay in 4: Interest-free payments every 2 weeks
- Pay Monthly: Longer terms with clear interest rates
- Use your existing PayPal account
- Instant approval decision

Affirm
Simple Monthly Payments with Affirm
Choose Affirm at checkout to split your purchase into monthly payments with no hidden fees and clear interest terms. What you see is what you pay.
Benefits:
- Choose from 3, 6, 12, 24 or 36-month terms
- No hidden fees or late fees
- Prequalification with no credit impact
Afterpay
Discover the Flexibility of Afterpay
Select Afterpay at checkout to enjoy a simple way to pay in four equal installments over six weeks. With no interest or surprise fees, Afterpay helps you manage your budget without any hassle.
Benefits:
- Split your purchase into 4 payments, due every two weeks
- Zero interest and no hidden charges when payments are on time
- Quick approval process without affecting your credit score
